Midas
Midas minds the bank at Coconut Cove.
What the bank is for
- Safe keeping of your coins
- Interest on what you store
- No fees
The bank holds coins only. Clams cannot be lost under any circumstances, so they never need banking.
Deposit limits
A deposit limit is likely, with the bank itself upgradeable to raise it.
Still being designed
Whether carried coins can be lost has not been decided. It matters more than it sounds: interest alone is a weak reason to bank, since players will just leave everything deposited and never think about it again. A real risk to carried money is what would make banking a decision rather than a habit.
Worth noting either way, because if losing coins is ever introduced it needs to be on Getting started, not discovered the hard way.
Commands
/bal and /coins are aliases: both check your balance.